Trustees, Directors and Officers (TDO) Insurance

Members of your board or management committee carry ultimate responsibility for the organisation. They can be sued in their individual capacity as Trustees, Directors or Committee members for any wrongful act – for example a breach of duty or trust. Many trustees will insist on the security of a Trustees, Directors & Officers insurance policy. The policy will protect the members of your board or management committee – whether they’re called trustees, committee members or directors.

The policy covers: the cost of any claim made against an individual for any wrongful act committed in the role of trustee, officer or director. The definition of a wrongful act is actual or alleged breach of duty, breach of trust, misstatement, misrepresentation, omission or breach of warranty of authority, libel or slander. The policy will cover the costs of defending any accusation of a wrongful act.

The policy also has a number of key additional extensions including: representation at investigations and examinations, heirs, estates and legal representatives extension and joint property liability clause.

Applying for Trustees, Directors and Officers Insurance through AdviceUK

Applying for our trustees, directors and officers insurance couldn’t be easier. We will work to make the process as smooth and easy for you as we can. It is our job to make sure that you get the right insurance product for you in a manner that is timely, efficient and friendly. If any of the information here doesn’t make sense, or you would like to discuss your personal circumstances you can call us on 0300 777 0106 or email us at

Below you will find some FAQs that you may find helpful.

You can opt for indemnity limits of £250,000, £500,000, £1,000,000 and higher in the aggregate (total amount you can claim per insurance period).

Please speak with our team for more information on 0300 777 0106 or email us at

Any advice centre can apply for Trustees, Directors & Officers insurance through AdviceUK. It is our duty to carry out a demands and requirements assessment for you so that we can accurately assess whether or not the insurance products we arrange are right for you.

What’s Next?

You can find more information on the TDO application process on this page. If you are interested in taking up insurance through us please fill in the proposal form and email  it to us now for a quote at

If you would like to know more, please call us direct on 0300 777 0106.

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